Posts

  • 4 Things To Know About Chapter 13 Bankruptcy

    If you want to restructure some or all of your debt, you may wish to think about filing for a Chapter 13 bankruptcy. This is an ideal way to either work to get your monthly payments reduced or work to take longer to pay off your loan. Regardless of what you're trying to accomplish by filing for this legal status, there are certain things you should consider before doing so.
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  • Can A Mortgage Lender Continue To Garnish Your Wages After Foreclosure?

    If you have already undergone the harrowing experience of foreclosure and simply want to move on with your life, you may be faced with an unpleasant surprise. When a house does not sell for enough money to make up for its debt, your lender may be able to seek repayment elsewhere, including by garnishing your wages. Whether or not they are allowed to do so is largely determined by your local laws, as well as the expertise of your attorney.
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  • Need To File Bankruptcy? Two Tips To Help Make It More Affordable To Do So

    When you've gotten to the point where you simply can't see your way out of a bad financial situation, it may be time to file for bankruptcy.  However, the quandary that you may find yourself in is that you don't have enough money to pay your bills while simultaneously being unable to afford to pay a lawyer to get the filing done for you.  The average price to file for Chapter 7 Bankruptcy can cost as much as $1530 dollars, and it may be difficult for you to pull this together.
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  • Social Security Disability Financial Requirements To Consider

    When it comes to a successful social security disability claim, medical evidence is very important. Make sure you understand that it's not the only important factor. There are a number of non-medical factors that also go into consideration when presenting a claim for disability, such as financial requirements. Even with all the medical evidence to support your claim, if you don't meet the financial requirement, your claim won't be successful.  
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  • Filing For Chapter 13 Bankruptcy As An Undocumented Immigrant FAQs

    There are many requirements for filing Chapter 13 bankruptcy in the United States, including the need for a Social Security number or an Individual Taxpayer Identification Number. If you are an undocumented immigrant and want to file for bankruptcy, the process to file might be slightly different for you. Before filing, here is what you need to know. Can You File for Bankruptcy? Bankruptcy law is extensive and has many rules and regulations that must be met.
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  • Bankruptcy And Marriage: 3 Ways Your Bankruptcy Will Affect Your Spouse

    If you are married to someone who has good credit, you might wish to file bankruptcy on your own. Doing so will shield your spouse from a lot of the realities surrounding bankruptcy and will also allow you to continue to benefit from their good credit standing. However, there are a few ways that your bankruptcy may still affect your spouse. Since each individual case is different, you should talk to your lawyer about what your spouse should expect after your bankruptcy is filed.
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